Attention homeowners in Tooele and Tooele County: Need an appraisal?

See the top 7 reasons why UT homeowners call on a la mode:

To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge Tooele county's assessment of your propertyworth
To cut their monthly mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
In the case of a UT divorce, when property needs to be divided
Settle an estate in UT by determining the true market value of real estate in question

Need help deciding the price of your house in or near Tooele, UT?
Contact a la mode.

At a la mode, we understand the individual needs of a customer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value judgement than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A preferred way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At a la mode, we're experienced in helping homeowners just like you remove unwanted and unneeded PMI insurance.

Challenging a property tax assessment

Lets say your house is not appreciating as much as other houses close to yours -- your local tax assessor may have your home overvalued. This means you are paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from a la mode is your perfect weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow point of view. a la mode can provide you with efficient appraisal to help you reinstate your home equity line of credit.

We Offer Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you'd like to have a seasoned expert double-check it for preciseness or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? a la mode offers field reviews where we'll go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your house.